Overdraft Privilege Service

If you have ever written a check or attempted to make a purchase with your Debit Card when you did not have available funds in your account, you know the expense or embarrassment it can cause.

To help you avoid these situation, PCSB Bank offers qualified customers our Overdraft Privilege Service. We generally notify customers by mail when they are qualified for this service. Check with us if you are not sure whether you received this notification.

Overdraft Privilege Service benefits

Mistakes happen, so PCSB offers Overdraft Privilege Service options as a courtesy to our customers

Overdraft Privilege Service can cover any financial gaps, and help you avoid hassles, embarrassment and fees associated with returned checks and insufficient funds.
Speak with a PCSB representative today to learn about Overdraft Privilege Service or click here to review FAQs.

We will not authorize and pay overdrafts for the following types of transactions unless you "Opt In":

One-time Debit Card transactions
ATM Withdrawals
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.