Commercial Term Loans
When your business plan calls for a major expense, a commercial term loan can help you reach your goals.
A PCSB Bank term loan is the most convenient way to get the financing your business needs to grow in Lower Hudson Valley, New York. We offer Demand Loans, Time Notes and Term Loans for purposes ranging from seasonal and non-seasonal needs to business acquisitions, asset purchases, expansion and succession planning.
Commercial Term Loan Benefits
- Simple loan application process
- Lower interest rates
- Allows operational cash flow to be used elsewhere
- Fast approval with local decisions
- Flexibility
- Accounting and tax advantages
SBA Loans
Designed to help small business owners get the financing they need.
Learn More about SBA Loans- Guaranteed by the Small Business Administration
- Competitive rates and flexible terms
- Great options for securing capital
Equipment Loans
Get the capital you need to purchase the equipment that's necessary to run or improve your business.
Learn More about Equipment Loans- Competitive LTV
- Fast, local decisions
- Adds to your net value
- Preserves your cash flow
- New equipment can increase revenue
Construction Loans
Specifically designed to help you cover construction costs and get your business up and running.
Learn More about Construction Loans- Interest-only payments
- Flexible terms
- Added scrutiny provides structure
Contact us or visit a New York branch conveniently located throughout Westchester, Putnam, Dutchess and Rockland Counties, to get started.
Term Loan
Repay your business loan on a fixed tenure.
SBA Loans
Pay for large business expenses with a helpful small business loan.